Justin Ford

Justin FordJustin Ford is an active investor in real estate and global stock markets. He is also a veteran financial writer. He has published, edited and written for over a dozen international investment newsletters, including launching the US version of the Fleet Street Letter, the oldest continuously published newsletter in the English Language.

He is the author of Seeds of Wealth, a program for getting children to adopt good money habits from an early age. He is the editor of the Seeds of Wealth Quarterly Investment Update Bulletin. He is a contributing editor and author to a number of books on personal finance, including Michael Masterson’s Automatic Wealth and Dr. Van Tharp’s Safe Strategies for Financial Freedom.

He is also the author of Main Street Millionaire a value-focused real estate investment program.

Recent Articles

Issue #2438 The Art & Science of Bear-Market Real Estate Investing
by Justin Ford (08/19/2008)

"Something is worth precisely what someone else is willing to pay for it." So said a stock-market analyst to me one fine bull-market day many moons ago. A statement like that can seem profound, but it’s useless. Yet it is the mantra of many investors in all fields. In bull markets, the sellers say it. In bear markets, the buyers say it. But it is about as helpful as saying, "Wherever the sun shines, there it is daytime." So what?

The Golden Rule of Managing Investors’ Capital
by Justin Ford (07/14/2008)

One of the first precepts students learn in medical school is primum non nocere: "First, do no harm." Similarly, my first order of business in real estate is: Never lose my investors a single dollar.

Build Your Own Multimillion-Dollar Instant Financing Network From Scratch
by Justin Ford (07/02/2008)

It's ugly out there. Properties aren't moving; sales volume has plummeted. Foreclosures are up 48 percent from a year ago. Prices are down as much as 20 percent to 30 percent in markets ranging from Miami to Los Angeles.

A Short, Real-Life Lesson on How to Bank 6 Figures in a Bear Market
by Justin Ford (06/03/2008)

A title company wired just over $97,000 into one of my bank accounts this afternoon. Once I get the insurance and escrow refunds, it will amount to a little more than $100,000.

The Flip Side of Falling Property Prices: Rising Income Opportunities
by Justin Ford (04/29/2008)

As real estate prices fall, the income you get per dollar invested rises. This means greater cash flow and the ability to deliver bigger dividends to your investors.

Dear ETR: "The rental and the sales markets are providing a big challenge to our fiscal serenity."
by Justin Ford (04/24/2008)

I've advocated buying only cash-flow properties using fixed rate, amortizing loans. But now that you're in this situation, here are a few things to consider:

Creating Cash Flow Without Ownership
by Justin Ford (03/18/2008)

Using a master lease option to create cashflow is a great alternative to investing in real estate in a declining market.

Amortization: How the Un-Sexiest Word in Real Estate Can Make You Rich
by Justin Ford (12/18/2007)

There are a lot of high-energy terms in real estate: flip, leverage, cash out, cash in, boom, bubble, and bust. Then there's the sensible sister: amortization.

How to Spot Undervalued and Overvalued Real Estate Markets - and Profit From the Difference
by Justin Ford (12/11/2007)

This article is about the fundamentals. The kind that can save you a lot of pain and make you a lot of money - in any kind of real estate market.

Why Making Good Money in Real Estate Shouldn’t Be That Hard
by Justin Ford (11/20/2007)

In real estate, the best way to keep your investment decisions "easy" - with low risk and a high potential for profits - is to act on values others can't see.

Return to the Article Directory